A federal government grant is financial assistance provided by the U.S. government to individuals, organizations, or communities to support specific needs or projects. Unlike loans, grants do not need to be repaid.

These grants can help people by:

• Starting or growing a business

• Paying for education or job training

• Covering housing, healthcare, or utility costs

• Supporting community programs and nonprofit services

Grants are typically awarded based on eligibility and need, and they’re meant to improve lives, strengthen communities, and support economic growth.